Take Control of Shared Expenses
Track, split, and settle debts with friends effortlessly.
Everything you need to split fairly
Built for roommates, trips, and everyday shared costs.
Shared expense tracking
Log group expenses in seconds. Everyone sees who paid what and who owes whom.
Smart debt summaries
Get a clear view of all balances. Settle up in one tap or track over time.
Real-time sync
Changes sync instantly across devices. No more outdated spreadsheets.
Private & secure
Your data is encrypted and never sold. We take financial privacy seriously.
Clean analytics dashboard
Visualize spending by category and group. Understand where your money goes.
How it works
Three simple steps to stress-free splitting.
Add your group
Invite friends or roommates. Create a group for a trip, household, or ongoing expenses.
Log expenses
Add bills and shared costs. Assign who paid and how to split—equal, custom, or by item.
Settle up
See who owes whom at a glance. Settle in cash, Venmo, or any way you prefer.
Simple, beautiful interface
Designed for clarity. No clutter, no confusion.
Built with your security in mind
Financial apps should be private and secure. We treat your data that way.
Bank-grade encryption
Your data is encrypted in transit and at rest. We use the same standards trusted by financial institutions.
We never see your banking details
Link accounts securely. We don’t store or access your full credentials. You stay in control.
Privacy by design
No selling data. No ads based on your spending. We make money when you choose to upgrade—not from your information.
Ready to simplify shared expenses?
Join the waitlist and be first to know when PayUp Mobile launches.
Frequently asked questions
Everything you need to know about PayUp Mobile.